Revenge of the Cash Register

Dick Smith Electronics have developed a deadly piece of retail weaponry; sentient cash registers. Or at least that's the conclusion I'm forced to draw after an unsatisfactory weekend experience.
It started with an impulse buy on Friday. Due to some machine movements around the house I now have an occasionally-used PC that's networkless. Rather than hassle with running more cable I resolved to add it to the wireless portion of my home network and bought a DSE 802.11g card for that purpose.
It didn't work so the card went back on Saturday. There's a digital clock on the wall behind the service desk in their Vivian Street store so you can watch you life tick away while you're waiting. After a couple of minutes I was served and given a replacement
Number two didn't work either so it it went back on Sunday. This time I had a seven minute wait while a couple of staff engaged in phone banter and another two struggled with the growing crowd.
I opted for a refund and there was no quibble about that – at least until the sentient cash register kicked in.
Friday's purchase was by credit card. Saturday's replacement involved returning the old receipt and being issued a new one. Sunday's refund hinged on a single question: "How did you originally pay for that? Cash, EFT-POS or credit card?"
If you're ever asked this question in a Dick Smith store you may want to phone a friend or ask the audience for help because – be warned – the cash register is listening.
When I naively told the truth, I was asked for the credit card I'd used, but I didn't have it on me.
"Sorry, no credit card, no refund," I was told.
Pardon?
"The till won't let us."
Eh?
"There's absolutely no way the cash register's programme will allow us to do a refund without the original credit card."
I should stress that at this point there'd been no physical interaction with said register. There was nothing on the receipt to indicate my method of payment and if I'd said "Cash" I'd have left with some. Instead, I was dismissed with the faulty goods and instructions to return with the proper credit card at my own inconvenience. Conclusion: DSE are using sentient cash registers.
Footnote #1:
After the long wait, the hot day and surly arrogance of the senior staff I decided not to return to Dick Smith Electronics. Having been refused a refund I shall, instead, contest the charge against my credit card when the next bill comes in. This will have two consequences; DSE will have to arrange collection of their faulty goods at my convenience and, more importantly, they'll be hit with what the credit card companies call a chargeback fee for the reversal. Some chargeback fees run as high as $35. On a $54 network card.
Footnote #2:
Even if the card had worked perfectly it would have been returned. The external packaging indicates it's suitable for Windows Me, 2000, 98 SE and XP and twice mentions it supports 64/128 bit WEP and WPA Encryption. Not true; it doesn't. Puzzled by only being given the vastly inferior WEP encryption option, I examined the Installation and User Guide packed away inside the box and discovered that it really only supports WPA when using Windows XP. If you bought one of these cards expecting WPA encryption on a non-XP machine you've been misled and are covered by the Consumer Guarantees Act. I suggest you ask for a refund.

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Comments
Do you know the catalogue # or part number of the DSE 802.11g product in question?
Also for WPA-PSK support on Windows 98/Me/2K/XP there is a free utility that you can use from McAfee http://www.wirelesssecuritycorp.com/wsc/public/WPAAssistant.do
Regards
Parvez Khan
********
Geoff replies:
Catalogue number XH8343
and thanks for the link!
Posted by: Parvez Khan | August 2, 2006 6:06 PM
It is rare for any place to give a cash refund on a Credit Card purchase. They always want to charge back to the credit card. I have always assumed this was to stop a points rort where you charge up transactions, collect loyalty points, then get a cash refund. I think you just need to stop looking for problems.
Posted by: Leslie | July 27, 2006 3:28 PM
Okay, so I sounded off a little in Footnote #1, but there's never any excuse for crappy service. To take your points;
1: What I find bizarre is their refusal to communicate why a refund was difficult/impossible. I know all about credit card systems, fees, commissions and charges - hell, I've even written authorisation software for card systems - but I don't walk around wearing a big sign to that effect. From their perspective, I'm just Joe Average customer.
A retailer the size of DSE will pay around 2% on a credit card transaction. In this case, that's about $1. If the guy behind the counter had taken time to explain this I'd have thrown him a couple of bucks in order to get my refund and get out of there. Instead, he blames the computer which, from a Joe Average customer perspective, is utterly bizarre as there'd been no interraction with it up until that point.
2: You're correct that the credit card company don't mitigate disputes. I'm on shaky ground here in that I'm still in possession of the faulty item. What I should have done is left it with DSE and gotten a written receipt. Then there'd be a chargeback, no question.
3: Some credit card vendors (it's not just banks these days) DO charge chargeback fees. The highest I've seen was a $35 fee on a disputed internet transaction of $12.95! The trading banks also charge the customer of fee if their chargeback request is unsuccessful - typically $5 to $8.
Posted by: Geoff Palmer | July 27, 2006 9:04 AM
Firstly, since they don't have to give you a refund anyway, your overly harsh reaction to them needing your card to charge back your refund is, for lack of a better word, bizarre.
Secondly, the bank will NOT charge back the transaction. They will ask DSE to provide evidence of the fact that you authorised the transaction, and DSE will provide the receipt with your signature. It is NOT the credit card company's job to mitigate a dispute - just to ascertain whether you authorised the transaction. You did, so that will be the end of it from their point of view.
3. Even if they did put through a chargeback, banks do NOT charge a chargeback fee.
Maybe it would be better if you got your facts right before ranting?
Posted by: Fred | July 26, 2006 10:43 PM
Remind me not to mess you around (even if I strongly feel like it at the time) at the counter if you're ever buying quality goods from our unique and authentic gift Scottish store in Christchurch.
Regards,
James
Posted by: James Hogan | July 26, 2006 6:16 PM